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August 01, 2021

ISO Rating

The City of Red Oak received a Public Protection Classification survey from the Insurance Services Office.  ISO is the leading supplier of statistical underwriting, and actuarial information for the property/casualty insurance industry.  Most insurers use the PPC classifications for underwriting and calculating premiums for residential, commercial and industrial properties.

ISO completed its analysis of the structure fire suppression delivery system provided to our community.  ISO reported there were improvements that have allowed the city to obtain a classification of 2.  This is an improvement from our former classification of a 3.  This means your community’s fire suppression services are improving in the face of the demands of a changing environment. 


Insurance Service Office is recommending the classification be changed to a Class 2, with an effective date of December 1, 2013. Public Protection Classifications range from 1 (best) to 10 (worst).

Below are copies of the letters we received from ISO regarding your residential area.

ISO Letter for Red Oak Residents
Jul 23, 2013

Download: ISO Letter for City of Red Oak Residents.pdf

ISO Letter Outside of Red Oak City Limits
Jul 23, 2013

Download: ISO Letter for Outside of Red Oak City Limits.pdf

Page Last Updated: Jan 04, 2018 (12:46:00)
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